Ultimate Insurance
ultimate savings
Why ultimate?
Compare quotes from top carriers ready to insure you
We expertly connect you with packages that perfectly fit your needs, meet your eligibility requirements, and align with your budget – all in record time.
Custom features
Your Quotes. Simplified
Personalized Online Quotes
You provide your basic information - about yourself and your vehicle – so that we can generate customized, personalized results.
See Only Relevant and Valid Policies
Our Smart Matching Engine sifts through thousands of possible insurance policies from our live database that’s connected to dozens of top insurance carriers. The results you’ll see include all of the options that fit and none that don’t.
Switch and Save
Time is money, and money is money. We help you save both with results in 5 minutes and policy switching that’s clear and hassle-free.
Testimonials
What Our Customers Are Saying
Read why thousands of customers trust Ultimate Insurance to make the right match.
I was blown away by how fast the process was. Ultimate Insurance made it easy to find the right coverage at a great price!
Alan M.
Auto Insurance
Simple, fast, and surprisingly affordable! We got new insurance coverage without jumping through hoops.
Ethan L.
Auto Insurance
When we needed new car insurance, Ultimate Insurance helped us save time and money.
Heather A.
Auto Insurance
I only had to answer a few basic questions to get my quote and I love my new insurance!
Mark M.
Auto Insurance
Ultimate Insurance put me in charge and saved me hours of research time. Plus, the new insurance is so much more affordable.
Abigail N.
Auto Insurance
Finding the right insurance for our growing family was incredibly challenging. Ultimate Insurance was a lifesaver.
Stephen G.
Auto Insurance
When our teenage son got his license, our insurance shot up! Ultimate Insurance helped us find affordable coverage with just a few clicks.
Erica A.
Auto Insurance
Starting my own business and buying a company car meant having to find new car insurance coverage. Ultimate Insurance made sure it didn’t wipe out my bottom line.
Phil S.
Auto Insurance
Insurance for a young driver with a motorcycle was tough to find. Ultimate Insurance connected me with a great policy, though!
Aston Y.
Auto Insurance
We bought a new boat but never thought about insurance. Thankfully, we were able to get coverage quickly.
Shana T.
Auto Insurance
I was so tired of trying to find the right auto insurance. Ultimate Insurance let me find coverage in just minutes, for way less than I thought.
Sam B.
Auto Insurance
We have twins who just turned 16 and got their licenses. Ultimate Insurance made it so easy to find affordable quotes!
Allison S.
Auto Insurance
Seriously, when you need fast quotes and the ability to compare affordable rates, Ultimate Insurance is the solution. They helped me!
Zane P.
Auto Insurance
We wanted to bundle multiple autos on the same policy. Ultimate Insurance helped us find the most comprehensive coverage available.
Alexander F.
Auto Insurance
It was hard to find an insurer offering the coverage I needed at a rate I could afford. Ultimate Insurance let me compare and choose in just a few minutes.
Mary C.
Auto Insurance
We needed coverage for a car, motorcycle, and boat. Thankfully, Ultimate Insurance let us search and compare policy options fast!
Seth D.
Auto Insurance
With several tickets, it’s tough to find affordable insurance. Ultimate Insurance helped me compare options and choose an insurer with low rates.
Manny K.
Auto Insurance
We just bought a new car and needed full coverage. We loved how easy it was to search and compare!
Lisa P.
Auto Insurance
My old insurer dropped me after an auto accident, but I was able to quickly find a new policy here. Thanks so much!
Esther W.
Auto Insurance
It’s so confusing to shop for new car insurance. So glad I could shop for and compare policies and rates with Ultimate Insurance! I love my coverage!
Brian B.
Auto Insurance
FAQ
Frequent Questions, Honest Answers
How To Find Good and Cheap Car Insurance?
Shop around: Compare quotes from several companies (3+) to find the best rates.
Understand your needs: Adjust coverage (liability, collision, comprehensive) based on your car's value and risk tolerance.
Discounts are your friend: Look for discounts for good driving history, multiple cars, safety features, bundling, etc.
Consider usage-based insurance: Pay based on how much you drive (if available).
Raise your deductible: Higher deductible = lower premium, but be prepared to pay more upfront if you need to file a claim.
Remember, "cheap" doesn't always mean "best." Find the balance between affordability and adequate coverage for your needs.
What are the different types of car insurance?
- Liability: Covers damage to others' property and injuries caused by you. Required by most states.
- Collision: Covers damage to your car in an accident, regardless of fault.
- Comprehensive: Covers damage from theft, fire, weather, vandalism, and animals.
How to Switch and Save?
Shop: Get quotes from multiple insurers (aim for 3+) at least 30 days before renewal. Compare apples to apples: same coverage levels and deductibles.
Ask for discounts: Good driving record, safety features, multi-car/policy bundles, etc.
Consider usage-based insurance: Pay based on actual driving habits if it fits your profile.
Choose a new insurer: Pick the best offer based on price, coverage, and reputation.
Contact your current insurer: See if they can match the quote, they might!
Cancel old policy: Only after your new one is active to avoid coverage gaps.
What info do I need to get Car Insurance Quotes?
Car details - Year, make and model. If you Insure multiple cars, you may be entitled to a major discount.
Driving history - Details of any claims or accidents. The better record you have, the better your price.
Driver details – Personal details like your date of birth, address, and occupation for you and any named drivers. Prior insurance carrier and expiration date.
More background – You may need to provide more general information, like your marital status and whether you rent or own your home.
How to compare car insurance?
- Gather quotes:
- Use comparison websites or independent agents to get quotes from multiple companies.
- Be honest and consistent with your information across all quotes.
- Compare apples to apples:
- Ensure each quote offers the same level of coverage (e.g., comprehensive, collision).
- Pay attention to deductibles, which impact your upfront cost in case of a claim.
- Consider beyond price:
- Look at customer service ratings and claims handling reputation.
- Check if discounts apply (e.g., good driver, multiple policies).
Bonus tip: Compare rates every 6 months or after major life changes (marriage, new car, etc.).
NEWS
Insurance Insights
29 Sep 2023
Car Insurance Deductibles:
A Complete Guide
Navigating the world of car insurance can be tricky, but it's an undeniable part of owning a vehicle - it's your financial safety net if you encounter bumps on the road, like accidents, theft, or any damage. An important part of your policy to understand is your deductible.
Read more
28 Feb 2023
Understanding the Key Factors That Influence Your Auto Insurance Rates
For many individuals and families, auto insurance costs represent a significant portion of their household budget. These costs aren't determined by chance but by factors that may not be immediately apparent.
Read more
29 Jun 2023
Liability Car Insurance:
Coverage, Requirements, and Choosing the Right Protection
Having liability car insurance is essential for every vehicle owner. It acts as a financial safety net if you’re ever involved in a car accident. It is a legal requirement in all states to ensure that drivers are held financially accountable for any damage or injuries they may cause while driving.
Read more
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